Risk scoring that learns your customers
Go beyond static rule-based scoring. Vitten's ML risk engine builds dynamic profiles for every customer, continuously updating as their behaviour evolves — with full explainability.
98%
Risk prediction accuracy
500+
Risk signals analysed
Real-time
Score updates
XAI
Explainable decisions
Capabilities
Everything in the Risk Scoring module
Dynamic Risk Profiles
Risk scores update in real time as new transactions, behavioural signals, and external data points are processed — not just at onboarding.
ML Model Engine
Ensemble models trained on billions of compliance events identify hidden risk patterns that static rules miss entirely.
Explainable AI (XAI)
Every risk score comes with a ranked list of contributing factors. Demonstrate defensible, auditable decisions to regulators with full confidence.
Segmented Risk Models
Different customer segments (retail, business, high-net-worth) require different risk models. Vitten supports multiple model configurations per segment.
Geographic Risk Weighting
Automatically adjust risk scores based on jurisdiction, cross-border activity, and FATF grey/black list status of customer geographies.
Custom Factor Weighting
Adjust the relative importance of risk factors to match your institution's risk appetite and regulatory requirements without changing core models.
How It Works
From raw data to clear risk score in 3 steps
Aggregate Customer Signals
Vitten ingests KYC data, transaction history, geographic exposure, industry codes, and enriched third-party data — building a holistic customer profile from day one.
Multi-Factor Engine Scores
200+ weighted risk signals feed a configurable scoring engine that produces a single, explainable composite score with full factor attribution — updated in real time as data changes.
Monitor, Alert & Act
Scores update continuously. When a customer breaches a threshold — a new watchlist hit, a suspicious transaction pattern, a PEP link — an alert fires and the appropriate workflow triggers automatically.
Get Started
Move beyond static risk rules
See how Vitten's dynamic risk engine catches the cases your current system misses.